Transactions are protected by 2FA, they have to steal your phone and know your bank password. Whereas with credit cards, you have a single shared secret (number + CVC) with all merchants. Just one merchant needs to leak it.
Transactions are protected by 2FA, they have to steal your phone and know your bank password. Whereas with credit cards, you have a single shared secret (number + CVC) with all merchants. Just one merchant needs to leak it.