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> Point is: it is impossible to claim that one thing or the other would have happened if the situation were different.

Then I guess it's a good thing I didn't claim that. If somebody else did, maybe reply to them?



I'm talking about your first post: "If the freelancer had taken a credit card directly, he would be in the same situation as now." part.

It is impossible to claim that.


I'm not claiming it as a 100% certainty. It's impossible to make any claim in almost any situation with 100% certainty. I'm somewhere in this neighborhood: https://en.wikipedia.org/wiki/Burden_of_proof_(law)#Preponde...




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