Would like to jump on this comment to agree with you.
A buddy of mine dropped his s1000rr coming out of a right turn at a traffic light and was up for around $8k in damages... He was only going ~10mph. I envy those who can fix their bikes after dropping them for $20 when they didn't even have frame sliders etc.
Yeah, I ride a semi-naked and as my first 'big bike' (I've had it nearly a decade, though) it's been dropped a couple of times, with only a couple of scuffs on the crankcase to show for it. Definitely a big consideration!
A buddy of mine dropped his s1000rr coming out of a right turn at a traffic light and was up for around $8k in damages... He was only going ~10mph. I envy those who can fix their bikes after dropping them for $20 when they didn't even have frame sliders etc.